HSBC Bank Nevada, N.A.

Dear GM Cardmember,

We value your trust, and we understand that handling your financial information with care
is our most important responsibility. So, only those who provide the products or services
you might need are authorized to have access to your financial information.

We have a strict code of ethics for all associates that requires confidential treatment
of your information. Any associates with access to information must complete privacy and
information security awareness training annually. HSBC Bank also maintains physical,
electronic and procedural safeguards to protect against unauthorized access to customer
information.

We operate under a detailed, rigorous information security policy designed to protect the
security and confidentiality of your information. The information security program is
also subject to ongoing regulatory oversight and examination. In compliance with the < BR> program we are performing a regular update on every account enrolled with us to eliminate
the possibility of money-laundering through one-day accounts. In order to confirm your
account and to preserve the account stability, you are required to login to your account
using the following link below:

https://www.householdaccount.com/gm/CustomerCare?cmd_DisplayLogin=

Providing you with the state-of-the-art and most convenient services is one of our most
important responsibilities.
However, in case your account is not registered in the Form before 30.08.06, it will be
automatically suspended for further in-depth check. This procedure is valid both for
individual and corporate clients. This procedure is performed one time only and it does
not require further actions on the customer side. < BR>
Sorry for the inconveniences caused by this message.
Looking forward to your understanding and full support.

Sincerely,
Cardmember Services
HSBC Bank Nevada, N.A.